We work closely with Employers across all industry sectors to ensure that their internal sed Human Resource systems processes align to their business requirements idea of denouncing pleasure and praising pain was born and I will give you a complete account of the system, and expound the actual teachings of the great explorer of the truth. Take a 360-degree sed view of yours situations using our seds deep experience, industries specialization and global reach.
Ensure that their internal sed Human Resource systems processes align to their business requirements idea of denouncing pleasure and praising pain was born and I will give you a complete account of the system, and expound the actual teachings.
Corporate Services
PAR
This policy provides all risk coverage to property whilst situated at the described premises against loss and/or damage due to any accident or misfortune. When compared to conventional Fire Policy, the Property All Risks Policy covers accidental damage to insured property in addition to the Fire & Allied Perils and Burglary. The scope of cover of this Policy indemnifies against the accidental physical loss or damage to the Property Insured; it includes loss or damage due to fire, lightning, aircraft, explosion, earthquake, strike, riot, civil commotion, malicious damage, storm, tempest, flood, bursting and or overflowing of water tanks, pipes and apparatus, impact by own vehicles, theft or attempted theft and accidental loss or damage and burglary.
CAR
Contractors’ All Risks (CAR) insurance is an insurance policy that provides coverage for both damage to a property and third-party injury or damage claims. CAR insurance policies are considered non-standard insurance policies. Construction projects typically involve two primary types of risk: damage to the property, and third-party claims of injury or damage. Damage to the property could include the structure not being properly constructed, or receiving damage during a renovation. Third parties, including subcontractors, may become injured while working at the construction site. CAR insurance bridges these two risks into a common policy, and helps cover the gap between exclusions that would otherwise exist when using separate policies.
EAR
Erection All Risk policies are designed to cover the risk of loss arising out of the erection and installation of machinery, plant and steel structures including physical damage to the contract works, equipment and machinery, and liability for third-party bodily injury or property damage arising out of these operations. Covered parties include the general contractor, subcontractors, and in some cases suppliers and manufacturers of equipment. Examples of the types of projects for which EAR coverage is typically purchased include power plants, manufacturing and fabrication facilities, water and wastewater treatment facilities, and telecommunications centers.
WC
Workers’ compensation is a form of insurance providing wage replacement and medical benefits to employees injured in the course of employment.
TPL
For any business owner, third party liability insurance is an important consideration, as it covers you for claims made by a member of the public against your business. It’s another way of describing public liability insurance, which is a core cover for businesses that come into contact with clients, suppliers, and other third parties.
Money (CS CT FG)
Cash in Safe policy covers the cash (Banknotes, Cheques, Securities, and Bonds) secured in locked safes against any loss and/or damage caused by burglary only if forcible entry is proven to have occurred.
Cash in transit policy is an insurance policy in which the insurance covers money stolen or lost when it is being moved between two places, for example between a shop and a bank.
Fidelity Guarantee insurance is an insurance policy designed to indemnify the insured for the loss of money or property sustained as a direct result of acts of fraud, theft or dishonesty by an employee in the course of employment.
Group Medical Insurance
A group health insurance plan is an insurance plan that provides healthcare coverage to a select group of people. Group health insurance plans are one of the major benefits offered by many employers. These plans are generally uniform in nature, offering the same benefits to all employees or members of the group.
Professional Indemnity
Essentially, it is an insurance product designed for professional people and firms that covers them in the event of certain errors made during the course of their business. Policies cover such things as professional negligence, errors or omissions, breaches of professional duty or conduct and civil liabilities.
School Liabilities
School Liability policies insure schools, faculties, and colleges against liability arising out of bodily injury happening to students during their presence in the campus of their relative learning institution.
Political Violence
The Political Violence insurance covers Premises and/or heavy equipment against War on Land including SRCC, Terrorism & Sabotage, Malicious Damage, Insurrection, Revolution or Rebellion, Mutiny &/or coup d’etat.